Life Insurance — Ensuring Your Family’s Future

WHEN YOU CONSIDER LIFE INSURANCE, CONSIDER YOUR LIFE

You may be single or married, just starting a career or enjoying retirement, opening a business or winding it down. Whatever the case, if someone relies on you financially, you require life insurance.

Just how much life insurance you need depends on a variety of factors, including:

1. How much money is needed immediately following a death to cover debts and funeral expenses

2. How much money is needed for beneficiaries to maintain their lifestyle into the future

3. How much of your estate you wish to preserve for beneficiaries after taxes

What type of insurance you require — such as term or permanent — is also dependent on a number of variables, including:

1. How long you need the coverage

2. How much you can afford

3. How much flexibility you would like